Fast, Flexible & Affordable Equipment Financing

Power your business growth with financing built for real operators — simple terms, fast approvals, and zero hassle.

How much does your business need? *

What is the name of your business? *

How long have you been in business? *

Phone *

Please select your Industry *

Email *

What is your approximate credit score? *

What type of equipment are you wanting to buy? *

What is your Annual Revenue? *

First Name *

Last Name *

All consumer information is kept strictly confidential. First National EF takes your privacy seriously. By clicking the submit button, you agree to our Privacy Policy, and consent (not required as a condition to purchase a good/service) for First National EF or our affiliates to contact you via telephone, mobile device (including SMS and MMS), and/or email, even if you are on a corporate, state or national Do Not Call Registry. We will never sell your email address to any 3rd party.

Why Businesses Choose Us

✔ 10,000+ businesses funded across the U.S.

✔ Rates starting at just 6%

✔ $0 down — keep cash in your pocket

✔ Deferred payment options available

✔ No prepayment penalties — ever

✔ Buy from private sellers, auctions, or certified dealers

✔ Flexible 2–7 year terms

✔ Same-day approvals & quick funding

Don't worry, we can help!

Frequently Asked Questions

What Services does First National offer?

We specialize in working capital and equipment financing for businesses across the United States. With over 30 years of combined industry experience, we aim to match your business with the best financing options through our network of trusted lenders.

What do I need to get approved?

Our financing is best for businesses with strong credit histories and at least two years in business. We do not do startup financing.

What does the application process involve?

Our process is simple and straightforward:

1. Fill out your application (right here online)

2. For working capital: Submit three months of business bank statements.

3. For equipment financing: Provide general details about the equipment you’re looking to purchase.

How long does it take to receive financing?

Most of our clients receive preliminary approvals within a few hours. Depending on the type of financing, funds can be available as soon as 24 hours.

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